Terms of Use

The Clearing provides educational content, tools, and guidance intended to help people better understand Medicare-related topics and related life-transition questions. GRACE and related content are designed for educational and informational purposes only.

Nothing on this website, including GRACE, guides, updates, email content, or downloadable materials, constitutes medical advice, legal advice, financial advice, tax advice, insurance placement advice, or individualized professional advice. Use of this site does not create a doctor-patient, attorney-client, advisor-client, broker-client, fiduciary, or other professional relationship.

We aim to provide useful, well-researched, and current information, but Medicare rules, plan details, availability, costs, and regulations can change. Content may not reflect the latest developments at all times. The site provides general educational guidance and may not account for your full personal, medical, financial, legal, or insurance situation.

Our content is based on research and information reasonably available at the time of publication, but official government rules, plan documents, legal authorities, and licensed professional advice control when there is any difference. For the most current and authoritative Medicare information, users should verify details through official Medicare or CMS sources and, when appropriate, qualified licensed professionals.

You agree not to misuse the site, attempt unauthorized access, interfere with site security or functionality, copy, scrape, or exploit content in a way that violates applicable law or our rights, or submit false, harmful, or unlawful content.

Unless otherwise stated, site content, branding, text, layout, graphics, downloads, and related materials are owned by or licensed to The Clearing / The Thinking Lab and are protected by applicable intellectual property laws. You may view and use the site for personal, non-commercial use unless otherwise authorized in writing.

The site may link to third-party websites or resources. We are not responsible for the availability, accuracy, or content of third-party sites.

The site and all content are provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of accuracy, completeness, availability, merchantability, fitness for a particular purpose, or non-infringement.

To the fullest extent permitted by law, The Clearing, The Thinking Lab, and related parties will not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the site or reliance on its content.

You agree to indemnify and hold harmless The Clearing, The Thinking Lab, and related parties from claims, liabilities, damages, losses, and expenses arising from your misuse of the site or violation of these Terms.

We may update these Terms from time to time. Your continued use of the site after changes are posted means you accept the revised Terms.

These Terms will be governed by the laws of [Insert state], without regard to conflict-of-law principles.

Questions about these Terms can be sent to: The Clearing hello@joinclear.ing joinclear.ing