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Disclaimer
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The Clearing and GRACE are educational tools. We built them to help people think more clearly, understand Medicare-related questions in plain English, and prepare for better next steps.
They are not a substitute for professional advice, official government determinations, or individualized recommendations from licensed professionals.
Educational Content Only
All content on this site, including GRACE, Medicare Guides, Medicare Changes Explained, downloads, emails, and related materials, is provided for general educational and informational purposes only.
Not Medical Advice
Nothing on this site is medical advice or a substitute for care, diagnosis, treatment, or clinical judgment from a licensed healthcare professional.
Not Legal Advice
Nothing on this site is legal advice and nothing here creates an attorney-client relationship.
Not Financial, Tax, or Investment Advice
Nothing on this site is financial planning, tax, accounting, or investment advice, and nothing here creates a fiduciary or advisor relationship.
Not Insurance Sales, Broker, or Plan-Placement Advice
The Clearing and GRACE do not sell Medicare plans, enroll users in insurance products, or replace licensed insurance advice where individualized plan recommendations are required. We may discuss Medicare options, general plan structures, or tradeoffs for educational purposes, but users remain responsible for verifying current plan details, availability, costs, provider participation, and suitability.
No Individualized Recommendation Guarantee
GRACE may help organize questions, explain concepts, or help users think through what may matter in their situation. It does not guarantee that any answer is complete, correct for every person, or suitable for a particular medical, legal, financial, or insurance decision.
Information Changes
Medicare information changes frequently. Because of that, information on this site may become outdated, updates may not reflect every rule change immediately, and not every rule applies the same way in every situation.
Verify Important Decisions
Before acting on important Medicare, coverage, legal, medical, tax, or financial matters, users should verify details through the appropriate official or licensed source, which may include Medicare.gov, CMS publications, plan documents, licensed insurance professionals, attorneys, financial or tax advisors, or healthcare providers.
No Government Affiliation
The Clearing and GRACE are not part of Medicare, CMS, HHS, or any other government agency, and are not endorsed by the federal government.
User Responsibility
By using this site, you understand and agree that you are responsible for your own decisions, you should verify important information before acting, use of this site is at your own risk, and no professional relationship is created by visiting the site or using GRACE.
Contact
If you have questions about this Disclaimer, contact: The Clearing hello@joinclear.ing joinclear.ing